Visa
Card Program
SPCU
offers four different VISA cards from which you can choose.
Our VISA Card program allows you to choose the credit card
that best suits your needs. You must be 18 years of age
or older to qualify.
Visa
Classic
14.00%
APR
$12 annual fee (refundable)
25-day grace period on purchases
Minimum credit limit is $500
Maximum credit limit is $10,000
Share/Certificate
secured Visa
12.00%
APR
$12 annual fee (refundable)
25-day grace period on purchases
Minimum credit limit is $500
Maximum credit limit is $10,000
You must pledge 150% of your VISA credit limit
in your share or certificate account.
Shares must remain pledged while your share secured VISA
is open.
Student
Visa
16.00%
APR
$5 annual fee
25-day grace period for purchases
Minimum credit limit is $100
Maximum credit limit is $500
Proof of valid Student I.D. is required
Visa
Gold card
9.90%
APR
25-day grace period for purchases
Minimum credit limit is $5,000
Maximum credit limit is $25,000
Convenience checks
NO Annual Fee
Additional
services include: purchase security, extended protection,
auto rental insurance, card activation, emergency card replacement,
customized PIN numbers.
© Sierra
Point Credit Union
. All Rights Reserved.
