Terms
and Rates
Fixed Rate Loans
Effective April 2009
| Loan Type |
Maximum Amount |
APR |
Term |
| Vehicle** |
Up
to $50,000 |
3.9%* |
24-84
Months* |
| Unsecured |
$500 - $25,000 |
9.00%* |
24-72 Months |
| Line
of Credit |
$500
- $25,000 |
9.00%* |
Revolving |
| VISA GOLD |
$5,000 - $25,000 |
9.9% |
Revolving |
| VISA
Classic |
$500
- $10,000 |
14.00% |
Revolving |
| VISA Share Secured |
$500 - $10,000 |
12.00% |
Revolving |
| Student
VISA |
$100
- $500 |
16.00% |
Revolving |
| Share Secured |
100% of available Shares on deposit |
Up to 3% points above the current
dividend rate |
Up to 120 Months |
| Share
Term Certificate Secured |
100%
of available Certificate funds on deposit |
Up
to 3% points above the current dividend rate |
Up
to 120 Months |
| Page last updated: April 2009 |
* Our best rate offered to qualified
members on approved credit. Loan rates are subject to change
at any time.
** New & Used Vehicle loans
include tax, license and extended warranty
Click here to reach the
IFMA (Independent Fleet Managers Association) for new and
used vehicles at fleet manager prices.
Apply
for a loan today!
© Sierra
Point Credit Union
. All Rights Reserved.
